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Retirement Planning and Reverse Mortgages

Retirement Planning and Reverse Mortgages

Craig Gallegos

Retirement planning doesn't end when the saving does. Learn how Dr. Barry Sacks' research shows home equity can help retirees draw income without selling investments at the wrong time.

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Hoper Program

Hoper Program

Craig Gallegos

More than down payment assistance, the HOPER Program helps eligible FHA borrowers build a stronger financial future with up to $13,000 in support, homeownership education, solar financing options, and post-closing mentorship.

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ARM vs. Fixed-Rate Reverse Mortgages: Which Option Best Supports Your Retirement Goals?

ARM vs. Fixed-Rate Reverse Mortgages: Which Option Best Supports Your Retirement Goals?

Craig Gallegos

Fixed-rate certainty or adjustable-rate flexibility? Learn how each reverse mortgage option works and which may provide the financial advantages you're looking for in retirement.

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Understanding the HECM Repayment Process

Understanding the HECM Repayment Process

Craig Gallegos

Learn how a HECM can provide greater financial flexibility in retirement. Understand deferred repayment, homeowner responsibilities, remaining equity, and important heir protections.

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Loan Officers
Craig Gallegos NMLS# 447602

Dawn Buxton NMLS# 308905
Corporate Address:
11811 N Tatum Blvd, Suite 2700
Phoenix, Arizona 85028

Copyright © 2026 Fairway Independent Mortgage Corporation doing business as Fairway Home Mortgage. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. Fairway is not affiliated with any government agencies. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity. Arizona Mortgage Banker License No. 0904162. Dawn Buxton NMLS 308905 | Craig Gallegos NMLS 447602 Complaints may be directed to: (877) 699-0353 or Email us: [email protected]. Licensed by the Department of Business Oversight under the California Finance Lenders Law. Loans made or arranged pursuant to a California Finance Lenders Law License. Licensed Nevada Mortgage Lender NMLS #2289 Craig Steven Gallegos MLO# 447602 Dawn Marie Buxton MLO#308905. Office Phone 480-626-2202